Access non-liquidating, auto-repaying, 0% interest loans
that give you an immediate advance on your future yield.
Select strategies from our parter protocols that generate yield such as autocompounders, money markets, LPs, & LSDs.
Deposit crypto (ETH, BTC, & stables) into our audited contracts while maintaining full control over your assets.
Spend & Save
Borrow half of your deposit with immediate access to liquidity, denoted in svTokens (svUSD, svETH, & svBTC).
No interest payments ever. In fact, your debt melts away on its own from yield. Repay with funds in your wallet or with collateral.
Borrowers and liquidity providers are aligned with veSVY tokenomics. Earn boosted yields and governance voting by staking SVY.
Take advantage of our incentivized svToken stable swap pools by earning rewards for deepening liquidity.
A synthetic credit protocol that enables you to access non-liquidating, auto-repaying lines of credit.
Collateral and credit lines are denominated in the same unit of account (ETH mints svETH). The loan always stays overcollateralized regardless of market volatility.
Borrowers' deposit into yield-bearing strategies that are integrated with Savvy. The yield generated by these strategies is attributed to the balance of the loan, effectively repaying the loan over time.
We accept stablecoins (DAI/USDT/USDC), ETH, BTC, and some LSDs as collateral.
As a vital component of the ecosystem, SVY enables DAO membership and unlocks access to the protocol's smart contracts. SVY also serves as a potent dual incentive for liquidity providers and borrowers, fueling the growth of the platform.
Synthetic tokens maintain their peg through three mechanisms:
1. Savvy Swap - Exchange svTokens for base tokens at a guaranteed but non-instantaneous 1-to-1 redemption.
2. Algorithmic Market Operation - Protocol owned liquidity used to automatically balance liquidity pools.
3. SVY incentives - SVY incentives encourage liquidity provision to certain pools.
Since the collateral and credit line are denominated in the same unit of account, the credit line is unaffected by dollar value variability.
Yes, Savvy is audited by Halborn.